Apply to be a Homeowner

Fayetteville Area Habitat for Humanity serves Cumberland, Sampson and Bladen Counties. If you are interested in the homeownership program, please call our office at (910) 483-0952.

We don’t build for anyone. We build with everyone.

Do you Qualify?

Ask yourself the following questions to see if Habitat’s affordable homeownership program is for you-

  • Have I been a resident of Cumberland or Sampson counties or employed in Cumberland or Sampson counties for 1 year or more?
  • Does my annual combined family income meet the “low income” guidelines according to HUD based on family size?
  • Do I and/or my family currently live in substandard housing?
  • Can I afford a monthly payment of approximately $500-$600?
  • Am I able to make an estimated deposit of $800 or more, at the time of closing on my Habitat home?
  • We do consider credit in our approval process.

Am I willing to be a good partner with Fayetteville Area Habitat for Humanity by:

  • Agreeing to attend a home ownership seminar before completing the application?
  • Working a total of 300 hours of Sweat Equity, which is time spent on my own home, as well as other Habitat homes?
  • Participating in a home ownership process that requires a period of 9 to 15 months to complete?

Once approved, Habitat partner families are able to purchase and live in a Habitat home with a zero-percent interest rate.

Habitat homes are sold at cost, with 20-25 year affordable mortgages. The mortgage payment includes property taxes, homeowner’s insurance and termite coverage. Homeowners are selected based on their need for decent, affordable housing, and ability to afford a monthly mortgage payment. Applicants must be willing to partner with Fayetteville Area Habitat for Humanity and complete 300 sweat equity hours of volunteer work. Partner family selections are made in compliance with the Federal Credit Equal Opportunity Act on an impartial and non-discriminatory basis. Race, color, national origin, marital status, familial status, sexual orientation, age, religion and disability play no part in the choice.

Fayetteville Area Habitat for Humanity, Inc.
P. O. Box 3166 • 310 Green Street Fayetteville, NC 28302
Phone: (910) 483-0952 • Fax: (910) 486-5472
Habitat ReStore
3833 Bragg Blvd.
Phone: (910) 920-4657 • Fax: (910) 491-0072